Moving to the Dallas - Fort Worth Metroplex? Get your answers and make your buying decisions easy by using our resource guide.
| Moving To Dallas-Fort Worth |
Named Perils - Total Value
This offers coverage if you are interested in insuring your entire shipment. The total coverage amount is determined when you place a total value on all of your goods to be insured considering the declared value of the shipment. Any items individually valued at $500 or more need to be listed separately in order to be covered at their specific replacement value. To avoid being underinsured, it is required you declare the replacement value of your entire shipment.
— Other Coverage Options
Mobile Storage, where you load and a moving company drives. Mobile Storage Named Perils insurance covers only losses that result from causes explicitly listed in the Terms and Conditions. Coverage is available for both the transit period as well as the storage. Causes of loss for the transit and storage periods can be reviewed in the Terms and Conditions for this insurance type.
Truck Rental, where you load and you drive. Truck Rental Named Perils insurance covers only losses that result from causes explicitly listed in the Terms and Conditions. Coverage is available only for the transit period of the move. Coverage is provided only for transported goods and not for damage or loss to the vehicle or its driver and passengers. Causes of loss can be reviewed in the Terms and Conditions for this insurance type.
Total Loss Only (TLO), which is for all move types and is designed to protect your goods only against a catastrophe. This includes fire, flood, truck accident or a stolen truck, resulting in total damage or loss of the shipment. TLO is defined as an insurance type that offers coverage compensating for damages or losses only in case of 100 percent damage or loss to the shipment. This insurance type will not compensate for any individual items damaged or lost.
Moving Expenses
Tax deductions might apply to a move, but it is best to understand the law before moving in order to keep the appropriate records and to comply with any necessary provisions. Keep in mind that a move must be at least 50 miles from a current home and involve changing job locations in order for expenses to be deductible. The following information is provided by the IRS.
—Deductible Moving Expenses
You can deduct the reasonable expenses of moving your household goods and
personal effects and of traveling from your old home to your new home. Reasonable
expenses can include the cost of lodging (but not meals) while traveling to your new
home.
—Who Can Deduct Moving Expenses
If you move to a new home because of a new principal workplace, you may be able
to deduct your moving expenses whether you are self-employed or an employee. To be eligible, you must meet both the distance test and time test.
Call the Internal Revenue Service at 800-829-1040 or visit www.irs.gov. to request a free booklet explaining exactly what can and cannot be deducted.
Before you even relocate, the United States Postal Service (USPS) offers you a way to change your mailing address online. Simply visit www.usps.com and click on Change Your Address. From there, follow the prompts to provide your information. You can select “Temporary” if you plan to move back to your old address within 12 months and select “Permanent” if you have no plans to move back to your old address.
If you prefer to fill out a hard copy of the change of address form, visit your local post office before you move and look for the Mover’s Guide, the official change of address kit, that is usually available in the lobby along with other postal forms. Complete it and leave it with the postal clerk. Be sure to include the start date that you expect to be in your new location so that your mail will be properly forwarded. Don’t forget to notify your current vendors to give them with notice that you’re leaving the area and to provide them with a forwarding address. Also be sure to complete a change of address for your magazines, which may not be forwarded otherwise.
When you’ve moved to your new residence, keep track of your incoming mail to ensure all your vendors are sending you statements. Some experts suggest that it’s a wise idea to check your credit reports during this time to ensure no one has been using your credit or personal data during the move transition.
One last idea to consider if you’re unsure about where you’ll be living in Dallas, is renting a post office box from either your local USPS branch or at any mail center located near you. That way you can pick up mail at a safe place until you have a permanent address.
TEMPORARY HOUSING
When you move to the Dallas area, you may find that you need temporary housing. Due to the popularity of the area, there are many specialized companies who service temporary housing and can assist your needs.
— Corporate housing
This usually refers to a furnished apartment (occasionally a town house or detached home) set up with telephone service, utilities and usually cable TV. Corporate housing is available for extended stays, usually with a 30-day minimum. Often housekeeping service is provided or can be arranged at an additional cost. Apartments in suburban areas are often located in large developments with many resort-style amenities, such as swimming pools, tennis courts, community center and fitness room. Many apartments are equipped with a washer/dryer. Others have a laundromat onsite. Garage parking is occasionally available.
— Working with a real estate agent
Many people who relocate prefer to rent instead of immediately buying a home. This is because they want to get a feel for the area, and perhaps they didn’t have much advance preparation time to visit the area and preselect a home and neighborhood. In this case, working with a real-estate agent to rent a home is a great option. One benefit is that the agent will be familiar with master-planned communities and other neighborhoods throughout the Valley and know about the availability and price of rentals.
This offers coverage if you are interested in insuring your entire shipment. The total coverage amount is determined when you place a total value on all of your goods to be insured considering the declared value of the shipment. Any items individually valued at $500 or more need to be listed separately in order to be covered at their specific replacement value. To avoid being underinsured, it is required you declare the replacement value of your entire shipment.
— Other Coverage Options
Mobile Storage, where you load and a moving company drives. Mobile Storage Named Perils insurance covers only losses that result from causes explicitly listed in the Terms and Conditions. Coverage is available for both the transit period as well as the storage. Causes of loss for the transit and storage periods can be reviewed in the Terms and Conditions for this insurance type.
Truck Rental, where you load and you drive. Truck Rental Named Perils insurance covers only losses that result from causes explicitly listed in the Terms and Conditions. Coverage is available only for the transit period of the move. Coverage is provided only for transported goods and not for damage or loss to the vehicle or its driver and passengers. Causes of loss can be reviewed in the Terms and Conditions for this insurance type.
Total Loss Only (TLO), which is for all move types and is designed to protect your goods only against a catastrophe. This includes fire, flood, truck accident or a stolen truck, resulting in total damage or loss of the shipment. TLO is defined as an insurance type that offers coverage compensating for damages or losses only in case of 100 percent damage or loss to the shipment. This insurance type will not compensate for any individual items damaged or lost.
Moving Expenses
Tax deductions might apply to a move, but it is best to understand the law before moving in order to keep the appropriate records and to comply with any necessary provisions. Keep in mind that a move must be at least 50 miles from a current home and involve changing job locations in order for expenses to be deductible. The following information is provided by the IRS.
—Deductible Moving Expenses
You can deduct the reasonable expenses of moving your household goods and
personal effects and of traveling from your old home to your new home. Reasonable
expenses can include the cost of lodging (but not meals) while traveling to your new
home.
—Who Can Deduct Moving Expenses
If you move to a new home because of a new principal workplace, you may be able
to deduct your moving expenses whether you are self-employed or an employee. To be eligible, you must meet both the distance test and time test.
Call the Internal Revenue Service at 800-829-1040 or visit www.irs.gov. to request a free booklet explaining exactly what can and cannot be deducted.
Before you even relocate, the United States Postal Service (USPS) offers you a way to change your mailing address online. Simply visit www.usps.com and click on Change Your Address. From there, follow the prompts to provide your information. You can select “Temporary” if you plan to move back to your old address within 12 months and select “Permanent” if you have no plans to move back to your old address.
If you prefer to fill out a hard copy of the change of address form, visit your local post office before you move and look for the Mover’s Guide, the official change of address kit, that is usually available in the lobby along with other postal forms. Complete it and leave it with the postal clerk. Be sure to include the start date that you expect to be in your new location so that your mail will be properly forwarded. Don’t forget to notify your current vendors to give them with notice that you’re leaving the area and to provide them with a forwarding address. Also be sure to complete a change of address for your magazines, which may not be forwarded otherwise.
When you’ve moved to your new residence, keep track of your incoming mail to ensure all your vendors are sending you statements. Some experts suggest that it’s a wise idea to check your credit reports during this time to ensure no one has been using your credit or personal data during the move transition.
One last idea to consider if you’re unsure about where you’ll be living in Dallas, is renting a post office box from either your local USPS branch or at any mail center located near you. That way you can pick up mail at a safe place until you have a permanent address.
TEMPORARY HOUSING
When you move to the Dallas area, you may find that you need temporary housing. Due to the popularity of the area, there are many specialized companies who service temporary housing and can assist your needs.
— Corporate housing
This usually refers to a furnished apartment (occasionally a town house or detached home) set up with telephone service, utilities and usually cable TV. Corporate housing is available for extended stays, usually with a 30-day minimum. Often housekeeping service is provided or can be arranged at an additional cost. Apartments in suburban areas are often located in large developments with many resort-style amenities, such as swimming pools, tennis courts, community center and fitness room. Many apartments are equipped with a washer/dryer. Others have a laundromat onsite. Garage parking is occasionally available.
— Working with a real estate agent
Many people who relocate prefer to rent instead of immediately buying a home. This is because they want to get a feel for the area, and perhaps they didn’t have much advance preparation time to visit the area and preselect a home and neighborhood. In this case, working with a real-estate agent to rent a home is a great option. One benefit is that the agent will be familiar with master-planned communities and other neighborhoods throughout the Valley and know about the availability and price of rentals.
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